:root {
  --mi-ink: #0b0d11;
  --mi-ink-2: #141821;
  --mi-paper: #f2f0e9;
  --mi-paper-2: #fbfaf6;
  --mi-text: #15171b;
  --mi-muted: #62666c;
  --mi-dim: #8b8f95;
  --mi-line: rgba(11, 13, 17, .16);
  --mi-line-dark: rgba(255, 255, 255, .16);
  --mi-blue: #3276ff;
  --mi-red: #d9342b;
  --mi-orange: #ff681d;
  --mi-white: #fff;
}

*, *::before, *::after { box-sizing: border-box; }
html { scroll-behavior: smooth; scroll-padding-top: 108px; }
body { margin: 0; overflow-x: hidden; background: var(--mi-paper); color: var(--mi-text); font-family: Inter, Arial, sans-serif; -webkit-font-smoothing: antialiased; }
a { color: inherit; }
img { max-width: 100%; height: auto; }
.mi-sr-only { position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px; overflow: hidden; clip: rect(0, 0, 0, 0); white-space: nowrap; border: 0; }

#announce-bar { position: relative; z-index: 110; padding: 10px 24px; background: #fff; color: #050505; text-align: center; font-size: 13px; font-weight: 500; letter-spacing: .02em; }
#announce-bar a { color: #050505; text-decoration: underline; text-underline-offset: 3px; }
#main-nav { position: sticky; top: 0; z-index: 100; min-height: 72px; padding: 0 38px; display: flex; align-items: center; justify-content: space-between; gap: 24px; background: rgba(8, 10, 18, .98); border-bottom: 1px solid var(--mi-line-dark); backdrop-filter: blur(18px); }
.nav-logo { display: inline-flex; align-items: center; text-decoration: none; }
.nav-links { display: flex; align-items: center; gap: 28px; margin: 0; padding: 0; list-style: none; }
.nav-links a { color: rgba(255, 255, 255, .68); text-decoration: none; font-size: 12px; font-weight: 650; letter-spacing: .04em; }
.nav-links a:hover, .nav-links a.active { color: #fff; }
.nav-cta { display: flex; gap: 10px; }
.btn-outline, .btn-solid, .mi-btn, .mi-btn-light { min-height: 40px; padding: 0 18px; display: inline-flex; align-items: center; justify-content: center; border: 0; border-radius: 0; text-decoration: none; font-size: 11px; font-weight: 750; letter-spacing: .07em; text-transform: uppercase; }
.btn-outline { border: 1px solid rgba(255, 255, 255, .34); color: #fff; }
.btn-solid { background: #fff; color: var(--mi-ink); }
.mi-btn { min-height: 46px; background: var(--mi-blue); color: #fff; }
.mi-btn-light { min-height: 46px; border: 1px solid rgba(255, 255, 255, .32); color: #fff; }

/* Insights hub */
.mi-hub-hero { background: var(--mi-ink); color: #fff; border-bottom: 1px solid var(--mi-line-dark); }
.mi-hub-hero-inner { max-width: 1600px; min-height: 670px; margin: 0 auto; display: grid; grid-template-columns: minmax(0, .95fr) minmax(520px, 1.05fr); }
.mi-hub-copy { padding: clamp(78px, 8vw, 126px) clamp(30px, 6vw, 92px) 70px; display: flex; flex-direction: column; justify-content: center; border-right: 1px solid var(--mi-line-dark); }
.mi-kicker { display: flex; align-items: center; gap: 12px; margin-bottom: 30px; color: rgba(255, 255, 255, .5); font: 10px Share Tech Mono, monospace; letter-spacing: .2em; text-transform: uppercase; }
.mi-kicker::before { content: ''; width: 32px; height: 1px; background: var(--mi-blue); }
.mi-hub-copy h1 { max-width: 850px; margin: 0; font: 800 clamp(65px, 8vw, 126px)/.84 Barlow Condensed, sans-serif; letter-spacing: -.045em; text-transform: uppercase; }
.mi-hub-copy h1 span { display: block; color: rgba(255, 255, 255, .36); }
.mi-hub-copy p { max-width: 690px; margin: 32px 0 0; color: rgba(255, 255, 255, .69); font-size: clamp(18px, 1.7vw, 25px); line-height: 1.48; letter-spacing: -.016em; }
.mi-hub-visual { position: relative; min-height: 520px; overflow: hidden; }
.mi-hub-visual img { width: 100%; height: 100%; display: block; object-fit: cover; object-position: 59% center; }
.mi-visual-note { position: absolute; right: 26px; bottom: 24px; min-width: 245px; padding: 16px 18px; background: rgba(9, 12, 18, .88); border: 1px solid var(--mi-line-dark); border-right: 3px solid var(--mi-red); color: #fff; }
.mi-visual-note small { display: block; color: rgba(255, 255, 255, .48); font: 9px Share Tech Mono, monospace; letter-spacing: .14em; text-transform: uppercase; }
.mi-visual-note strong { display: block; margin-top: 6px; font-size: 15px; }

.mi-signal-strip { border-bottom: 1px solid var(--mi-line); background: var(--mi-paper-2); }
.mi-signal-inner { max-width: 1440px; margin: 0 auto; display: grid; grid-template-columns: repeat(4, 1fr); border-left: 1px solid var(--mi-line); }
.mi-signal { min-height: 138px; padding: 26px; border-right: 1px solid var(--mi-line); }
.mi-signal span { color: var(--mi-dim); font: 9px Share Tech Mono, monospace; letter-spacing: .16em; text-transform: uppercase; }
.mi-signal strong { display: block; margin-top: 19px; font: 800 clamp(25px, 2.5vw, 38px)/.98 Barlow Condensed, sans-serif; text-transform: uppercase; }
.mi-signal p { margin: 8px 0 0; color: var(--mi-muted); font-size: 11px; line-height: 1.55; }

.mi-hub-main { max-width: 1440px; margin: 0 auto; padding: 92px 34px 120px; }
.mi-section-head { display: grid; grid-template-columns: minmax(0, 1fr) minmax(300px, 520px); gap: 56px; align-items: end; padding-bottom: 38px; border-bottom: 1px solid var(--mi-line); }
.mi-eyebrow { margin-bottom: 15px; color: #2b62c9; font: 10px Share Tech Mono, monospace; letter-spacing: .18em; text-transform: uppercase; }
.mi-section-head h2 { margin: 0; font: 800 clamp(48px, 6vw, 84px)/.9 Barlow Condensed, sans-serif; letter-spacing: -.035em; text-transform: uppercase; }
.mi-section-head p { margin: 0; color: var(--mi-muted); font-size: 16px; line-height: 1.72; }
.mi-filter-bar { display: flex; align-items: center; gap: 8px; padding: 28px 0 44px; overflow-x: auto; }
.mi-filter { flex: 0 0 auto; padding: 11px 15px; border: 1px solid var(--mi-line); border-radius: 0; background: transparent; color: var(--mi-muted); cursor: pointer; font: 700 10px Inter, sans-serif; letter-spacing: .09em; text-transform: uppercase; }
.mi-filter:hover, .mi-filter[aria-pressed="true"] { border-color: var(--mi-ink); background: var(--mi-ink); color: #fff; }

.mi-feature { display: grid; grid-template-columns: minmax(0, 1.22fr) minmax(360px, .78fr); border: 1px solid var(--mi-line); background: var(--mi-paper-2); }
.mi-feature-media { min-height: 560px; overflow: hidden; border-right: 1px solid var(--mi-line); }
.mi-feature-media img { width: 100%; height: 100%; object-fit: cover; display: block; }
.mi-feature-copy { padding: clamp(34px, 5vw, 66px); display: flex; flex-direction: column; justify-content: center; }
.mi-tag-row { display: flex; flex-wrap: wrap; gap: 8px; }
.mi-tag { padding: 7px 9px; border: 1px solid var(--mi-line); color: var(--mi-muted); font: 9px Share Tech Mono, monospace; letter-spacing: .1em; text-transform: uppercase; }
.mi-feature-copy h2 { margin: 28px 0 20px; font: 800 clamp(48px, 5vw, 78px)/.9 Barlow Condensed, sans-serif; letter-spacing: -.035em; text-transform: uppercase; }
.mi-feature-copy p { margin: 0 0 30px; color: var(--mi-muted); font-size: 15px; line-height: 1.72; }
.mi-card-meta { display: flex; justify-content: space-between; gap: 18px; margin-top: auto; padding-top: 24px; border-top: 1px solid var(--mi-line); color: var(--mi-dim); font: 9px Share Tech Mono, monospace; letter-spacing: .1em; text-transform: uppercase; }
.mi-read-link { display: inline-flex; align-items: center; gap: 12px; margin-top: 30px; color: var(--mi-ink); text-decoration: none; font-size: 12px; font-weight: 800; letter-spacing: .06em; text-transform: uppercase; }
.mi-read-link::after { content: '\2192'; width: 27px; height: 27px; display: grid; place-items: center; border: 1px solid var(--mi-line); }
.mi-read-link:hover::after { background: var(--mi-blue); border-color: var(--mi-blue); color: #fff; }

.mi-grid { margin-top: 36px; display: grid; grid-template-columns: repeat(3, 1fr); border-top: 1px solid var(--mi-line); border-left: 1px solid var(--mi-line); }
.mi-card { min-width: 0; display: flex; flex-direction: column; background: var(--mi-paper-2); border-right: 1px solid var(--mi-line); border-bottom: 1px solid var(--mi-line); }
.mi-card[hidden] { display: none; }
.mi-card-image { aspect-ratio: 16 / 9; display: block; overflow: hidden; border-bottom: 1px solid var(--mi-line); background: var(--mi-ink-2); }
.mi-card-image img { width: 100%; height: 100%; display: block; object-fit: cover; transition: transform .35s ease; }
.mi-card:hover .mi-card-image img { transform: scale(1.025); }
.mi-card-body { min-height: 310px; padding: 25px 25px 23px; display: flex; flex-direction: column; }
.mi-card h3 { margin: 23px 0 14px; font: 800 clamp(30px, 3vw, 43px)/.94 Barlow Condensed, sans-serif; letter-spacing: -.025em; text-transform: uppercase; }
.mi-card p { margin: 0 0 25px; color: var(--mi-muted); font-size: 13px; line-height: 1.7; }
.mi-card .mi-card-meta { margin-top: auto; }

.mi-hub-cta { margin-top: 78px; padding: clamp(38px, 5vw, 70px); display: grid; grid-template-columns: minmax(0, 1fr) auto; gap: 42px; align-items: center; background: var(--mi-ink); color: #fff; }
.mi-hub-cta h2 { max-width: 850px; margin: 0; font: 800 clamp(48px, 6vw, 82px)/.9 Barlow Condensed, sans-serif; letter-spacing: -.035em; text-transform: uppercase; }
.mi-hub-cta p { max-width: 730px; margin: 20px 0 0; color: rgba(255, 255, 255, .63); font-size: 15px; line-height: 1.7; }
.mi-cta-actions { display: flex; flex-direction: column; gap: 10px; min-width: 205px; }

/* News article */
.mi-article-hero { background: var(--mi-ink); color: #fff; border-bottom: 1px solid var(--mi-line-dark); }
.mi-article-hero-inner { max-width: 1600px; min-height: 720px; margin: 0 auto; display: grid; grid-template-columns: minmax(0, .93fr) minmax(520px, 1.07fr); }
.mi-article-hero-copy { padding: clamp(72px, 7vw, 114px) clamp(30px, 6vw, 92px) 66px; display: flex; flex-direction: column; justify-content: center; border-right: 1px solid var(--mi-line-dark); }
.mi-breadcrumb { margin-bottom: 34px; color: rgba(255, 255, 255, .48); font: 10px Share Tech Mono, monospace; letter-spacing: .12em; text-transform: uppercase; }
.mi-breadcrumb a { text-decoration: none; }
.mi-breadcrumb a:hover { color: #fff; }
.mi-article-hero h1 { max-width: 820px; margin: 0; font: 800 clamp(61px, 7.2vw, 112px)/.85 Barlow Condensed, sans-serif; letter-spacing: -.045em; text-transform: uppercase; }
.mi-article-deck { max-width: 700px; margin: 29px 0 0; color: rgba(255, 255, 255, .7); font-size: clamp(18px, 1.55vw, 23px); line-height: 1.53; }
.mi-article-meta { display: flex; justify-content: space-between; gap: 20px; margin-top: 45px; padding-top: 20px; border-top: 1px solid var(--mi-line-dark); color: rgba(255, 255, 255, .47); font: 9px Share Tech Mono, monospace; letter-spacing: .12em; text-transform: uppercase; }
.mi-article-hero-media { position: relative; min-height: 520px; overflow: hidden; }
.mi-article-hero-media img { width: 100%; height: 100%; display: block; object-fit: cover; object-position: 61% center; }
.mi-cover-data { position: absolute; right: 24px; bottom: 24px; padding: 15px 17px; background: rgba(8, 11, 17, .9); border: 1px solid var(--mi-line-dark); color: #fff; font: 9px/1.65 Share Tech Mono, monospace; letter-spacing: .1em; text-transform: uppercase; }
.mi-cover-data b { color: #ff766f; }

.mi-policy-strip { background: var(--mi-paper-2); border-bottom: 1px solid var(--mi-line); }
.mi-policy-inner { max-width: 1440px; margin: 0 auto; display: grid; grid-template-columns: repeat(4, 1fr); border-left: 1px solid var(--mi-line); }
.mi-policy-item { min-height: 153px; padding: 27px; border-right: 1px solid var(--mi-line); }
.mi-policy-item span { color: var(--mi-dim); font: 9px Share Tech Mono, monospace; letter-spacing: .15em; text-transform: uppercase; }
.mi-policy-item strong { display: block; margin-top: 18px; font: 800 clamp(30px, 3vw, 48px)/.9 Barlow Condensed, sans-serif; text-transform: uppercase; }
.mi-policy-item p { margin: 8px 0 0; color: var(--mi-muted); font-size: 11px; line-height: 1.5; }

.mi-article-shell { max-width: 1440px; margin: 0 auto; display: grid; grid-template-columns: 235px minmax(0, 870px) minmax(210px, 1fr); border-left: 1px solid var(--mi-line); border-right: 1px solid var(--mi-line); }
.mi-toc { position: sticky; top: 72px; align-self: start; height: calc(100vh - 72px); padding: 60px 27px; border-right: 1px solid var(--mi-line); overflow-y: auto; }
.mi-toc-label { margin-bottom: 18px; color: var(--mi-dim); font: 9px Share Tech Mono, monospace; letter-spacing: .17em; text-transform: uppercase; }
.mi-toc a { display: block; padding: 10px 0; border-bottom: 1px solid rgba(11, 13, 17, .08); color: var(--mi-muted); text-decoration: none; font-size: 12px; line-height: 1.4; }
.mi-toc a:hover, .mi-toc a.active { color: #265fc8; padding-left: 5px; }
.mi-article { min-width: 0; padding: 76px clamp(35px, 5vw, 78px) 118px; }
.mi-back { display: inline-flex; margin-bottom: 52px; color: var(--mi-muted); text-decoration: none; font-size: 11px; font-weight: 750; letter-spacing: .06em; text-transform: uppercase; }
.mi-article-section { margin-bottom: 82px; scroll-margin-top: 110px; }
.mi-section-mark { display: flex; align-items: center; gap: 12px; margin-bottom: 22px; color: #2c64cb; font: 10px Share Tech Mono, monospace; letter-spacing: .18em; text-transform: uppercase; }
.mi-section-mark::after { content: ''; flex: 1; height: 1px; background: var(--mi-line); }
.mi-article-section h2 { max-width: 790px; margin: 0 0 25px; font: 800 clamp(43px, 5.3vw, 72px)/.94 Barlow Condensed, sans-serif; letter-spacing: -.035em; text-transform: uppercase; }
.mi-article-section h3 { margin: 34px 0 12px; font-size: 21px; line-height: 1.3; }
.mi-article-section p { margin: 0 0 20px; color: var(--mi-muted); font-size: 16px; line-height: 1.82; }
.mi-article-section .mi-lead { color: var(--mi-text); font-size: clamp(21px, 2vw, 27px); line-height: 1.48; font-weight: 520; letter-spacing: -.016em; }
.mi-article-section strong { color: var(--mi-text); }
.mi-article-section a { color: #1d56be; text-underline-offset: 3px; }
.mi-alert { margin: 34px 0; padding: 27px 29px; border-left: 3px solid var(--mi-red); background: var(--mi-ink); color: rgba(255, 255, 255, .7); font-size: 14px; line-height: 1.75; }
.mi-alert strong { display: block; margin-bottom: 7px; color: #fff; }
.mi-statement { margin: 42px 0; padding: 34px 0; border-top: 2px solid var(--mi-ink); border-bottom: 1px solid var(--mi-line); color: var(--mi-text); font-size: clamp(29px, 3.8vw, 50px); line-height: 1.1; font-weight: 760; letter-spacing: -.035em; }
.mi-statement span { color: #2d66cf; }
.mi-rate-table { margin: 32px 0; border: 1px solid var(--mi-line); overflow-x: auto; }
.mi-rate-row { min-width: 650px; display: grid; grid-template-columns: 110px 1fr; }
.mi-rate-row > div { padding: 20px 22px; border-right: 1px solid var(--mi-line); border-bottom: 1px solid var(--mi-line); color: var(--mi-muted); font-size: 14px; line-height: 1.62; }
.mi-rate-row > div:last-child { border-right: 0; background: var(--mi-paper-2); }
.mi-rate-row:last-child > div { border-bottom: 0; }
.mi-rate-row.mi-rate-head > div { padding-top: 14px; padding-bottom: 14px; background: var(--mi-ink); color: rgba(255, 255, 255, .62); font: 9px Share Tech Mono, monospace; letter-spacing: .14em; text-transform: uppercase; }
.mi-rate-row.mi-rate-head > div:last-child { background: var(--mi-ink-2); }
.mi-rate { color: var(--mi-text) !important; font: 800 29px/1 Barlow Condensed, sans-serif !important; }
.mi-checklist { margin: 32px 0; border-top: 1px solid var(--mi-line); }
.mi-check { display: grid; grid-template-columns: 62px 195px 1fr; gap: 20px; padding: 24px 0; border-bottom: 1px solid var(--mi-line); }
.mi-check-num { padding-top: 4px; color: #2c64cb; font: 10px Share Tech Mono, monospace; letter-spacing: .12em; }
.mi-check-title { font-weight: 760; line-height: 1.35; }
.mi-check-copy { color: var(--mi-muted); font-size: 14px; line-height: 1.68; }
.mi-decision-grid { margin: 32px 0; display: grid; grid-template-columns: repeat(3, 1fr); border-top: 1px solid var(--mi-line); border-left: 1px solid var(--mi-line); }
.mi-decision { min-height: 220px; padding: 25px; border-right: 1px solid var(--mi-line); border-bottom: 1px solid var(--mi-line); background: var(--mi-paper-2); }
.mi-decision span { color: #2c64cb; font: 9px Share Tech Mono, monospace; letter-spacing: .14em; text-transform: uppercase; }
.mi-decision h3 { margin: 20px 0 10px; font: 800 28px/1 Barlow Condensed, sans-serif; text-transform: uppercase; }
.mi-decision p { margin: 0; font-size: 13px; line-height: 1.66; }
.mi-sources { margin-top: 34px; padding: 28px; border: 1px solid var(--mi-line); background: var(--mi-paper-2); }
.mi-sources h3 { margin-top: 0; }
.mi-sources ul { margin: 0; padding-left: 20px; }
.mi-sources li { margin: 11px 0; color: var(--mi-muted); font-size: 13px; line-height: 1.58; }
.mi-rail { padding: 76px 27px; border-left: 1px solid var(--mi-line); }
.mi-rail-card { position: sticky; top: 112px; }
.mi-rail-label { margin-bottom: 16px; color: var(--mi-dim); font: 9px Share Tech Mono, monospace; letter-spacing: .17em; text-transform: uppercase; }
.mi-rail-rule { height: 2px; background: var(--mi-ink); }
.mi-rail-point { padding: 18px 0; border-bottom: 1px solid var(--mi-line); }
.mi-rail-point strong { display: block; font: 800 24px/1 Barlow Condensed, sans-serif; text-transform: uppercase; }
.mi-rail-point span { display: block; margin-top: 7px; color: var(--mi-muted); font-size: 11px; line-height: 1.55; }
.mi-rail-note { margin-top: 18px; color: var(--mi-dim); font-size: 11px; line-height: 1.58; }

.mi-bottom-cta { padding: 94px 28px; background: var(--mi-ink); color: #fff; text-align: center; border-top: 1px solid var(--mi-line-dark); }
.mi-bottom-cta .mi-eyebrow { color: #7ca5ff; }
.mi-bottom-cta h2 { margin: 0; font: 800 clamp(53px, 7vw, 92px)/.9 Barlow Condensed, sans-serif; letter-spacing: -.035em; text-transform: uppercase; }
.mi-bottom-cta p { max-width: 770px; margin: 21px auto 30px; color: rgba(255, 255, 255, .66); font-size: 16px; line-height: 1.65; }
.mi-footer { min-height: 76px; padding: 22px 36px; display: flex; align-items: center; justify-content: space-between; gap: 20px; background: var(--mi-paper); color: var(--mi-dim); font: 10px Share Tech Mono, monospace; letter-spacing: .08em; text-transform: uppercase; }

@media (max-width: 1120px) {
  .mi-hub-hero-inner, .mi-article-hero-inner { grid-template-columns: minmax(0, 1fr) minmax(430px, .8fr); }
  .mi-article-shell { grid-template-columns: 215px minmax(0, 1fr); }
  .mi-rail { display: none; }
  .mi-grid { grid-template-columns: repeat(2, 1fr); }
}

@media (max-width: 900px) {
  #announce-bar { display: none !important; }
  #main-nav { padding: 0 18px; }
  .mi-hub-hero-inner, .mi-article-hero-inner { display: block; }
  .mi-hub-copy, .mi-article-hero-copy { min-height: 600px; border-right: 0; border-bottom: 1px solid var(--mi-line-dark); }
  .mi-hub-visual, .mi-article-hero-media { min-height: 480px; }
  .mi-signal-inner, .mi-policy-inner { grid-template-columns: repeat(2, 1fr); }
  .mi-feature { grid-template-columns: 1fr; }
  .mi-feature-media { min-height: 430px; border-right: 0; border-bottom: 1px solid var(--mi-line); }
  .mi-section-head { grid-template-columns: 1fr; gap: 24px; }
  .mi-article-shell { display: block; border: 0; }
  .mi-toc { display: none; }
  .mi-article { padding: 64px 24px 94px; }
}

@media (max-width: 660px) {
  .nav-cta .btn-outline { display: none; }
  .mi-hub-copy, .mi-article-hero-copy { min-height: 560px; padding: 76px 23px 48px; }
  .mi-hub-copy h1, .mi-article-hero h1 { font-size: clamp(55px, 16vw, 78px); }
  .mi-hub-visual, .mi-article-hero-media { min-height: 340px; }
  .mi-visual-note, .mi-cover-data { left: 18px; right: 18px; bottom: 18px; }
  .mi-signal-inner, .mi-policy-inner, .mi-grid { grid-template-columns: 1fr; }
  .mi-hub-main { padding: 70px 18px 90px; }
  .mi-feature-media { min-height: 300px; }
  .mi-feature-copy { padding: 30px 23px; }
  .mi-card-body { min-height: 285px; }
  .mi-hub-cta { grid-template-columns: 1fr; padding: 38px 25px; }
  .mi-cta-actions { min-width: 0; }
  .mi-article-meta { flex-direction: column; gap: 7px; }
  .mi-check { grid-template-columns: 43px 1fr; }
  .mi-check-copy { grid-column: 2; }
  .mi-decision-grid { grid-template-columns: 1fr; }
  .mi-footer { padding: 26px 18px; flex-direction: column; align-items: flex-start; }
}